How it works

1. Apply online

It only takes 3-4 minutes when you apply with Cash Doctors. After you submit your application, a lending decision, credit check and calculation of your cash advance happens real time. Your loan offer will suit your needs and be within what you can afford to repay.

2. Confirm your cash advance

The next screen after the application form contains a breakdown of your fees, repayment schedule and everything you need to know before you proceed. This was a big plus. Have a read and if you like what you see, confirm your cash advance.

3. They confirm your employment details

On your first time around, Cash Doctors needs to check your employment details. You can choose from two alternatives.

They can do a quick call to your payroll to check employment details. Just give your payroll officer permission to speak to Cash Doctors. This saves you faxing or scanning and paperwork.

OR, you might prefer your payroll officer isn’t contacted. If so, you can privately send your 3 most recent payslips and bank statement – fax to 0755 917 616 or scan and email to paydayloan@cashdoctors.com.au

This step only happens when you take your first loan. After that you get paid in seconds automatically 24/7 – even from your mobile phone. These guys have it set up really well for members.

4. Cash Doctors pays you

An SMS and email will tell you you’ve been approved. Within 60 minutes your cash will be deposited into your bank account. As soon as the money is deposited, you’ll receive another SMS and email to confirm. Even repayment is super easy – it comes out of your bank account via direct debit on your next payday.

First time clients can only be paid during business hours, but once you’re a member it’s 24/7 within 5 seconds of a 1 minute application. There’s no question Cash Doctors have the best offer. In the end it was easy.